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Lending

Banks struggle with outdated systems, slow data entry, and confusing processes. To stay profitable amidst growing risks, they need innovative solutions.

Moody's Lending Suite offers a smart, automated solution for effective loan management and confident credit decisions, harnessing advanced analytics and AI to deliver a seamless credit experience.

Get in touch

How can we help?

Make confident credit decisions and effectively manage your loan portfolio with an end-to-end loan origination system.

01
Turn risk into opportunity

Use integrated risk metrics for scoring credit applications, with data visualization and expert support for identifying risks and opportunities.

02
Streamline decisions

Enhance decision time with seamless approval workflows, GenAI credit memo creation, and system integration for better data integrity and transparency.

03
Focus on strategy

Minimize manual work with AI-enabled automation for financial spreading and document orchestration
so you can focus on growth initiatives.

04
Improve customer experience

Provide borrowers with an intuitive digital experience from intake to close with clear communication and simple document exchange.

Get in touch

Speak to our team today

Get in touch

Moody's Lending Suite

Gain confidence across the credit lifecycle

Your organization has customers, strategic initiatives, and growth goals that all need your attention. With Moody’s Lending Suite, focus your efforts on building relationships and maximizing new opportunities without sacrificing credit risk management.

Moody's Lending Suite

Solutions

01 Front office

Front office

Simplify commercial loan applications across all assets with a convenient digital process:

  • Digital loan application

  • Secure document collection
     

  • Target for profitability

  • Proactive KYC screening

More on our front office solution
02 Credit assessment

Credit assessment

Automate workflows and confidently assess borrower risk with in-house or Moody’s award-winning models:

  • AI-enabled spreading automation

  • Robust financial analysis

  • Integrated content

  • Model lifecycle management

More on credit assessment
03 Underwriting and decisioning

Underwriting and decisioning

Make quicker and more informed decisions with an integrated system for data, market insights, and forecast scenarios:

  • Deal structuring

  • GenAI-generated credit memo

  • Loan conditions and policy expectations

More on underwriting and decisioning
04 Loan operations

Loan operations

Finish strong and close out approved loans faster with complete data, automated closing document creation, and easy document exchange:

  • Complete data compilation

  • Auto-generated loan documents

  • Document exchange

  • E-signatures

  • Core banking integration

More on loan operations
05 Monitoring

Monitoring

Quickly ingest and visualize data for a meaningful view of your commercial portfolio, and leverage AI tools to prioritize your focus on developing risk and opportunities for growth:

  • Automated covenant management

  • Early risk detection

  • What-if analysis

  • Data ingestion

More on our loan monitoring solution
06 CRE

Lending suite for CRE

The Lending Suite is tailored to meet the unique demands of CRE lenders. Our solution empowers you to evaluate, manage, and execute CRE loan processes enhance decision-making, and manage risks with greater efficiency. Leveraging Moody's advanced analytics, Gen AI capabilities, and deep market insights allows banks to quickly identify and address potential issues in their CRE portfolio, facilitating preemptive conversations with clients to strategize on upcoming rate changes and their implications.

More on our CRE offering
07 Agriculture

Lending Suite for Agriculture

Our Lending Suite for Agriculture provides a tailored experience to help you collect, originate, and decision agricultural (Ag) credit requests with more confidence and ease amidst the sector's inherent unpredictability.

The Ag market faces unique challenges, from volatile markets and cyclical production to complex operations. Leveraging decades of experience and industry-leading insights, Moody’s equips lenders to navigate these challenges effectively, offering unparalleled support to agricultural sector and producers worldwide."

Front office

Simplify commercial loan applications across all assets with a convenient digital process:

  • Digital loan application

  • Secure document collection
     

  • Target for profitability

  • Proactive KYC screening

More on our front office solution

Credit assessment

Automate workflows and confidently assess borrower risk with in-house or Moody’s award-winning models:

  • AI-enabled spreading automation

  • Robust financial analysis

  • Integrated content

  • Model lifecycle management

More on credit assessment

Underwriting and decisioning

Make quicker and more informed decisions with an integrated system for data, market insights, and forecast scenarios:

  • Deal structuring

  • GenAI-generated credit memo

  • Loan conditions and policy expectations

More on underwriting and decisioning

Loan operations

Finish strong and close out approved loans faster with complete data, automated closing document creation, and easy document exchange:

  • Complete data compilation

  • Auto-generated loan documents

  • Document exchange

  • E-signatures

  • Core banking integration

More on loan operations

Monitoring

Quickly ingest and visualize data for a meaningful view of your commercial portfolio, and leverage AI tools to prioritize your focus on developing risk and opportunities for growth:

  • Automated covenant management

  • Early risk detection

  • What-if analysis

  • Data ingestion

More on our loan monitoring solution

Lending suite for CRE

The Lending Suite is tailored to meet the unique demands of CRE lenders. Our solution empowers you to evaluate, manage, and execute CRE loan processes enhance decision-making, and manage risks with greater efficiency. Leveraging Moody's advanced analytics, Gen AI capabilities, and deep market insights allows banks to quickly identify and address potential issues in their CRE portfolio, facilitating preemptive conversations with clients to strategize on upcoming rate changes and their implications.

More on our CRE offering

Lending Suite for Agriculture

Our Lending Suite for Agriculture provides a tailored experience to help you collect, originate, and decision agricultural (Ag) credit requests with more confidence and ease amidst the sector's inherent unpredictability.

The Ag market faces unique challenges, from volatile markets and cyclical production to complex operations. Leveraging decades of experience and industry-leading insights, Moody’s equips lenders to navigate these challenges effectively, offering unparalleled support to agricultural sector and producers worldwide."

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The Moody’s difference

Moody’s brings together the best of data, experience and best practice capabilities, with our specialized and agile intelligence, to empower organizations like yours to have the confidence to act on plans.

Guidance and training

Leveraging our long history in risk expertise, our expansive resources, and an innovative application of technology, we offer a wide range of immersive training programs for retail and commercial bankers.

Expertise

We’ve been a trusted collaborator for financial institutions for over 100 years.

Intelligence

We have more data and better insights than our competitors – from private and public financial statements, to award-winning models, economic scenarios to Climate and ESG data.

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Speak to our team

Interested in learning more about our offerings? Our solutions specialists are ready to help.