Moody’s climate-conditioned catastrophe models, global climate risk quantification, and climate scenario generators provide near- and long-term risk outlooks for climate change risk for both underwriting exposure and assets under management. 

Our comprehensive models and scenarios enable insurers to improve risk selection, incorporate new insights into their views of risk, and optimize both assets and liabilities. 

Insurers use our models to understand, evaluate, and manage climate change risk in multiple regions. We model potential disruptive events, calculate the probability of occurrence, and assess the associated losses.

Moody's market-leading data solutions help insurers, reinsurers, and brokers to gain a differentiated, real-time understanding of exposure risks and extensive public and private entity business risks to reduce frictional expense and build consistency across their businesses.

With our data solutions, we can:

• Provide global entity coverage of more than 450 million public, private, and government entities and firmographic data for 65+ million business locations
  
  

• Deliver catastrophe information for every major peril and geography, with minimal technical overhead or latency
  
  

• Apply the same insights to analytics across underwriting, capital management, and reinsurance for consistency without the latency required by manual processes
  
  

• Integrate seamlessly into existing processes, providing insurers with extensive data coverage and powerful analytics
   

• Inform third-party relationships and economic trends

Moody's provides advanced solutions for casualty and financial lines underwriting, integrating name matching and data enrichment to streamline workflows, reduce manual tasks, and enhance risk assessment with comprehensive firmographic, ownership, financial, and cyber risk data, supported by powerful analytics and extensive global coverage.