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Front office solution

Processing a new commercial loan application can be a manual chore with a tiresome back and forth to get the right documents and data. There is always a risk of human error, and slow response times which leads to customer dissatisfaction and lost business opportunities.

Moody’s Lending Suite front office solution is a game-changer. We can help streamline operations, reduce errors, and accelerate response times.

Let us help you create more efficient and impactful interactions between you and your borrowers.

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How can we help?

Simplify commercial loan applications across all assets with our user-friendly digital front office process.

01
Prioritize efficiency

Dynamic applications with pre-populated data and automated workflow triggers ensure the right information gets to the right place. Collect information once to save time, reduce data entry errors, and easily manage documents through a digital process.

02
Streamlined decisions

Don’t waste time on bad applications and convert good ones quicker. Proactive KYC screening helps you weed out risky loans quickly so you can focus on the profitable ones.

03
Improved customer experience

Simplify the process for clients with a digital portal that’s available when they need it. Improve your client experience by providing them with a transparent view of their documents, application status, and a secure communication channel.

Get in touch

Speak to our team today

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Key features

01 Digital loan application

Digital loan application

  • Pre-filled and validated fields: Simplify your data management with our auto-populating feature. It pulls standardized data from various sources, eliminating manual entry errors, and ensures smooth processing. This feature saves you time and enhances accuracy, promoting efficient operations.

  • Section 1071 support: Our system supports Section 1071 compliance for small business loans. It auto-populates data, generates CFPB reports, and separates sensitive data from credit decision-making. This feature ensures regulatory compliance and protects customer privacy, streamlining your lending process.

  • Communication channel: Our communication portal allows for safe sharing and requesting of documents. This feature facilitates secure collaboration and information exchange, improving your business communication.

02 Secure document collection

Secure document collection

Our secure document management feature allows for safe uploading, validation, and mapping of information. This feature ensures data integrity and security, protecting your documents and enhancing operational efficiency.

03 Targeting for profitability

Targeting for profitability

Maximize profitability with our strategic targeting tool. It measures the value-to-cost ratio of each client, enabling you to focus on profitable deals. This feature helps optimize your resource allocation, enhancing your business profitability.

04 Proactive KYC screening

Proactive KYC screening

Mitigate risk with our comprehensive KYC screening feature. It taps into a global risk database, detecting potential threats early in the credit process. This feature enhances the safety and efficiency of your credit procedures, safeguarding your operations.

Digital loan application

  • Pre-filled and validated fields: Simplify your data management with our auto-populating feature. It pulls standardized data from various sources, eliminating manual entry errors, and ensures smooth processing. This feature saves you time and enhances accuracy, promoting efficient operations.

  • Section 1071 support: Our system supports Section 1071 compliance for small business loans. It auto-populates data, generates CFPB reports, and separates sensitive data from credit decision-making. This feature ensures regulatory compliance and protects customer privacy, streamlining your lending process.

  • Communication channel: Our communication portal allows for safe sharing and requesting of documents. This feature facilitates secure collaboration and information exchange, improving your business communication.

Secure document collection

Our secure document management feature allows for safe uploading, validation, and mapping of information. This feature ensures data integrity and security, protecting your documents and enhancing operational efficiency.

Targeting for profitability

Maximize profitability with our strategic targeting tool. It measures the value-to-cost ratio of each client, enabling you to focus on profitable deals. This feature helps optimize your resource allocation, enhancing your business profitability.

Proactive KYC screening

Mitigate risk with our comprehensive KYC screening feature. It taps into a global risk database, detecting potential threats early in the credit process. This feature enhances the safety and efficiency of your credit procedures, safeguarding your operations.

News and views

whitepaper
Moody's
The changing face of credit portfolio management at banks

Faced with huge increases in capital charges in the coming months, banks will turn to credit portfolio management to support business decisions on origination, capital allocation and risk transfer.

  • Banking
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article
Moody's
Regulatory News: US regulators release stress test scenarios for banks

The U.S. regulators recently released baseline and severely adverse scenarios, along with other details, for stress testing the banks in 2024.

  • Banking
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article
Moody's Ratings
Survey of US banks’ commercial real estate finds rollover, credit and monitoring risks

Asset risk is rising in commercial real estate (CRE) portfolios, increasing the likelihood of credit losses for US banks, which provide over 50% of US CRE debt financing. To more fully assess CRE risks, in June we surveyed 55 rated US banks on their CRE loan portfolios.

Read more

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The Moody’s difference

Moody’s brings together the best of data, experience and best practice capabilities, with our specialized and agile intelligence, to empower organizations like yours to have the confidence to act on plans.

Guidance and training

Leveraging our long history in risk expertise, our expansive resources, and an innovative application of technology, we offer a wide range of immersive training programs for retail and commercial bankers.

Expertise

We’ve been a trusted collaborator for financial institutions for over 100 years.

Intelligence

We have more data and better insights than our competitors – from private and public financial statements, to award-winning models, economic scenarios to Climate and ESG data.

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Speak to our team

Interested in learning more about our offerings? Our solutions specialists are ready to help.