Moody's logo
Americas: +1-212-553-1653 Japan: +81-3-5408-4100 Asia Pacific: +852-3551-3077 EMEA: +44-20-7772-5454
Contact

Trade credit data

Trade credit fosters collaboration between businesses to make efficient use of short-term capital to accomplish various shared objectives.

However, it doesn’t come without risks. An effective trade credit management program, supported by robust and diverse data, can help you quickly identify, prioritize, and mitigate risks so you can focus on growing your business.

Moody’s trade credit solutions can help you establish and maintain long-term customer relationships and develop your business. 

Request a demo

How we help

With a proven suite of robust customer reference data and predictive capabilities, we can help your organization detect the early signs of credit risk, forecast and mitigate new risk types, and improve collections.

01
Onboard customers with confidence

We can help you quickly assess risks during the customer onboarding process and effectively monitor changes to your existing customer risk profiles via credit automation and more.  

02
More efficiently monitor customer risk profiles

Our data and tools help you build a holistic view of your customers. With robust third-party data, you’ll gain relevant information relating to your customers, such as corporate structure, M&A, and accounts payable data.

03
Consistently assign and adjust credit limits

Leveraging our extensive data, analyses, and tools, we can help you make more informed decisions about creditworthiness, including extending new lines of credit, changing existing credit terms, and identifying potential payment risks.

04
Establish more timely and effective collections

Collections workflows and activities can be difficult and time consuming. We can help you automate collections workflows and enable you to prioritize your riskiest customers first.

Book & explore

Speak to our team today

Request a demo

Solutions

With our trade credit solutions—and vast data resources—Moody’s can help you improve the quality of your trade credit decisions. Our data, unifying tools, and interfaces can help you find the right solutions to accelerate your trade credit management objectives.

Behavioral data

Detailed spending trends and accounts payable data across seven major supply chains.

Easy access

Access data through our web-based platforms, or from within your existing platforms via our proprietary connectors and partner APIs.

Corporate structures and ownership

Detailed corporate structures and ownership links, including information on Politically Exposed Persons (PEPs), so you can understand your exposure across related entities and sophisticated parent/group and ownership analytics.

Firmographic data

Key business information on millions of entities worldwide.

Credit monitoring

Prompt notifications of bankruptcies, liens, and other events impacting the financial health of accounts in your portfolio.

Why Moody's

01 Accelerate decision making

Accelerate decision making

  • Shorten credit decision waiting times with automated credit decisioning

  • Access advanced workflow management tools

  • Automate portfolio analyses and reporting activities through interactive dashboards and data visualization tools

02 Gain a consistent and holistic view of risk

Gain a consistent and holistic view of risk

  • Gain credit insights for over 472 million pre-scored companies

  • Pre-qualify new customers and assess their creditworthiness instantly

  • Examine new sources of risks, such as cyber, geopolitical, and environmental risks
     

  • Use specialty data to compare and benchmark companies across industries and borders
     

  • $2.5+ trillion in biennial B2B transactions from over 56 million business locations globally

03 Improve collections

Improve collections

  • Use insight into customer buying and payment behaviors to streamline your collections and maximize revenues

  • Anticipate credit changes before payments become at risk

  • Our daily customizable alerts help you prioritize the riskiest customers first

Accelerate decision making

  • Shorten credit decision waiting times with automated credit decisioning

  • Access advanced workflow management tools

  • Automate portfolio analyses and reporting activities through interactive dashboards and data visualization tools

Gain a consistent and holistic view of risk

  • Gain credit insights for over 472 million pre-scored companies

  • Pre-qualify new customers and assess their creditworthiness instantly

  • Examine new sources of risks, such as cyber, geopolitical, and environmental risks
     

  • Use specialty data to compare and benchmark companies across industries and borders
     

  • $2.5+ trillion in biennial B2B transactions from over 56 million business locations globally

Improve collections

  • Use insight into customer buying and payment behaviors to streamline your collections and maximize revenues

  • Anticipate credit changes before payments become at risk

  • Our daily customizable alerts help you prioritize the riskiest customers first

Case studies

case study
Flocor uses Moody’s Pulse to gain credit insights and reduce costs
Read More
case study
Blue Water Industries boosts efficiency while lowering operating costs
Read More
case study
Texas Enterprises reduces annual credit reporting costs by 92%
Read More

News and views

article
Moody's
Cybersecurity in trade credit: Guard against financial loss

A recent ransomware attack dealt a severe blow to a major corporation, harming its operations and reputation. The ransomware organization held highly sensitive data hostage, causing system downtime and bringing the company to a standstill.

  • Cyber risk
  • Company reference data
Read more
whitepaper
Cyber risk and creditworthiness: A new era of risk assessment

Cyber threats can have a profound impact on a firm's financial stability and reputation, with bad actors using advanced technologies like Generative AI to deploy sophisticated cyberattacks.

  • Corporations
  • Company reference data
Read more
article
Moody's
The critical role of cybersecurity in trade credit management: Protecting against default and financial loss

One of the primary responsibilities of credit managers is to ensure that their firm does not engage with customers who pose a significant risk of default. Companies with a higher risk of late payments and/or default on their obligations tend to also exhibit poor cybersecurity posture.

  • Corporations
  • Data
Read more
article
Advances in default detection and early warning

This document discusses the development of Moody's next-generation corporate credit risk solution. We launched this initiative with the purpose of enhancing our highly regarded models, leveraging innovative data and state-of-the art modeling techniques.

  • Corporations
  • Company reference data
Read more
whitepaper
Spending trends can predict credit risk faster than traditional analysis

Traditional credit reporting missed early warning signs for Toys “R” Us. Learn the risk signs that commercial credit bureaus are missing and how to spot your customer’s financial decline in time to act.

  • Corporations
  • Company reference data
Read more
whitepaper
A new approach to credit risk management

Measuring credit risk properly will be vital given the current economic climate. There are many ways to do this to the best effect.

  • Corporations
  • Company reference data
Read more
article
Top 3 challenges Credit Managers face and how to fix them

Increase revenue and minimize risk by addressing these common challenges head-on.

  • Corporations
  • Company reference data
Read more
article
Harness nontraditional credit data to eliminate the blind side of credit management

Discover the emerging game-changers that are taking the guess work out of credit management.

  • Corporations
  • Credit risk
Read more

Book & explore

Request a demo

Get in touch or book a demo to explore how we can help.